《外贸英语与实务》课程教学资源（步进教程）Unit 6 Cargo Transport Insurance 货运保险

Unit6 Cargo Transport Insurance货运保险 ◆Marine Cargo Insurance海运货物的保险 l.Risks,.losses,Expenses,风险、损失、费用 1)Risks:2ypes风险分为两类 A.Perils of the sea海上风险 a.natural calamities自然灾害 b.unexpected accidents意外事故 B.Extraneous risks外来风险 a.General risks一般风险 b.Special risks特殊风险

Unit 6 Cargo Transport Insurance货运保险 ◆Marine Cargo Insurance 海运货物的保险 1.Risks, losses, Expenses风险、损失、费用 1）Risks：2 types 风险分为两类 A . Perils of the sea 海上风险 a. natural calamities 自然灾害 b. unexpected accidents 意外事故 B. Extraneous risks 外来风险 a. General risks 一般风险 b. Special risks 特殊风险

2.L0sses损失 ·1)Total loss全部损失 ·A.actual total loss实际全损 ·B.constructive total loss推定全损 ·2)Partial loss部分损失 ·A.general average共同海损 ·B.particular average单独海损

2. Losses 损失 • 1）Total loss 全部损失 • A. actual total loss 实际全损 • B. constructive total loss 推定全损 • 2) Partial loss 部分损失 • A. general average 共同海损 • B. particular average 单独海损

3.Expenses费用 l)Sue and labor expenses施救和劳务费用 2)Salvage charges救助费用

3. Expenses 费用 1) Sue and labor expenses 施救和劳务费用 2) Salvage charges 救助费用

◆Marine Insurance Coverage海运保险的险别 ·1.Basic Coverage基本险 ·)FPA平安险 ·2)WPA水渍险 ·3)All Risks一切险 P AII Risks Particular Average General Risks

◆Marine Insurance Coverage 海运保险的险别 • 1. Basic Coverage 基本险 • 1) FPA 平安险 • 2) WPA 水渍险 • 3) All Risks 一切险 F P A W P A A l l R i s k s Particular Average General Risks

货物运输险投保单 目入保传公司 THE PEOPLE'S INSURANCE COMPANY OF CHINA APPLICATION FOR CARGO TRANSPORTATION INSURANCE 九用九0 发号 保脸单号 借器歌网 INSURANCE POLICY 中国人比保会同《发下简本公同】 T门Pc山C表Ofm乳ceW加esses tlut The P6ople'g第uia( Company of China (hereinaner called"The Compeny) 频起 P.OBOX 1569.NAGOYA.IAPAN 电 197-0904 话织 RIQING EPCRT AND IMPCRT COMPANY hereinafier ealted the "insureg)n0tea。ihe agrea4emu四 的 用正号 Cr记 002/0000030 物 v000a066 CAPANO LITOHIS CANNED LITCHIS printedl uverteaf and nther apccial claunes attnched hercon 红装及数量 保的放海制目 黑险金幅 iA友u Suami￥ Sri8 2011-08-29 考衍泰 Claims Paral IAPAN :SAY UNITED STATES DOLLABS THREE HUNDRED THOUSAND ONLY 转线运编工其 Tocdestnation Premium as arranged Rales arrunged Pee conveyanee s.s Vesschs 并航H用 汉的方式： Sia on or aht 2011.1 From NAGOYA To DALIAN.CHINA 承保隐州 程保—隐。按照中国人民保随公胡1年1月日生藏的有关海洋玩物运输氧款为准 ALL RISKS AS PKR AND SURJECT TO THE RELEVANT DCKAN MIARINE CARGO CLOUSKS 进出白远前 OF THE PEOPLE'S INSURANCE COMPANY OF CHINA DATED I I98L In the evens of accidont whereby los o damage may reau in a claim under this podiey inmediate mtice applying fe 件蜂加险：☑族学种 ☑秀工 -rvey mmunt be given to the cum年paDy年Agent as mentoned he时oda 号0的是pecial Cond0ns1 中国人民徽倚公司长行分公国 THE PEOPLE'S INSURANCE CO OF CHDNA CHANGCHUN BRANCH 暗款结付地点 Claim puyable CHANGCHUN.CHINA ， D 220u 向人 司程以家提单作为学晚人西发晚单的缘属

2.Additional Risks附加险 1)General Additional Risks-11 risks ▣TPND偷窃提货不着险 口FWRD淡水雨淋险 口Risk of Shortage短量险 ▣Risk of Intermixture and Contamination混杂玷污险 口Risk of Leakage渗漏险 口Risk of Clash and Breakage碰损破碎险（免赔率） ▣Risk of Odor串味险 口Risk of Sweating and Heating受潮受热险 口Risk of Hook Damage钩损险 口Risk of Packing Breakage包装破裂险 ▣Risk of Rust锈损险

2. Additional Risks 附加险 • 1) General Additional Risks-11 risks TPND偷窃提货不着险 FWRD淡水雨淋险 Risk of Shortage 短量险 Risk of Intermixture and Contamination 混杂玷污险 Risk of Leakage 渗漏险 Risk of Clash and Breakage 碰损破碎险（免赔率） Risk of Odor 串味险 Risk of Sweating and Heating 受潮受热险 Risk of Hook Damage 钩损险 Risk of Packing Breakage 包装破裂险 Risk of Rust 锈损险

2)SpecialAdditional Risks特殊附加险-8Risk ◆War Risk战争险 ◆Strikes Risk罢工险 ◆Risk of Failure to Delivery交货不到险 ◆Risk of Import Duty进口关税险 ◆On Deck Risk舱面险 ◆Rejection Risk拒收险 ◆Aflatoxin Risk黄曲霉素险 Fire Risk Extension Clause for Storage of Cargo at Destination Hongkong,including Kowloon or Macao货到香港包括九龙、澳 门的仓储火险延伸条款

2）Special Additional Risks 特殊附加险-8 Risk ◆War Risk 战争险 ◆Strikes Risk 罢工险 ◆Risk of Failure to Delivery 交货不到险 ◆Risk of Import Duty 进口关税险 ◆On Deck Risk 舱面险 ◆Rejection Risk 拒收险 ◆Aflatoxin Risk 黄曲霉素险 ◆Fire Risk Extension Clause for Storage of Cargo at Destination Hongkong, including Kowloon or Macao 货到香港包括九龙、澳 门的仓储火险延伸条款

◆Forms of Insurance Contract保险合同的形式 ·Insurance Policy保险单 ·Insurance Certificate保险凭证 ·Open Policy预约保险单 ·Combined Certificate联合凭证 ·Endorsement保险批单

◆Forms of Insurance Contract 保险合同的形式 • Insurance Policy 保险单 • Insurance Certificate 保险凭证 • Open Policy 预约保险单 • Combined Certificate 联合凭证 • Endorsement 保险批单

Useful Expressions in Insurance Clause the insurance with the PICC against WPA and War Risk insured amount is .of the invoice value ·extra premium.for the importer's account lodge a claim with PICC's agent within 60 days after the arrival of the goods the claim is supported by survey report Insurance is to be covered by the seller for 110%of the invoice value against All Risks and War Risk. ◆投保加成率the insurance markup percentage

Useful Expressions in Insurance Clause • the insurance with the PICC • against WPA and War Risk • insured amount is .% of the invoice value • extra premium. for the importer’s account • lodge a claim with PICC’s agent within 60 days after the arrival of the goods • the claim is supported by survey report ◆Insurance is to be covered by the seller for 110% of the invoice value against All Risks and War Risk. ◆投保加成率 the insurance markup percentage

VII. ·1.货物保险即承保人在获得保险费的情况下对所保货物承担损失的补偿的契约。 ·2.损失可以分为两种：全部损失和部分损失。全部损失可以进一步分为实际全损 和推定全损。部分损失可分为共同海损和单独海损。 ·3.当船只和船上货物受到威胁时，船长为了维护船只以及船上货物的安全，故意 合理牺性部分货物或者产生费用，即为共同海损。 ·4.应该指出的是一切险并非如其名所示，真的包括一切风险。一切险条款不包括 由战争、罢工、动乱等造成的损坏。 ·5.预约保单是对一系列准备投保的相似出口货物进行投保的简便方法

VII. • 1.货物保险即承保人在获得保险费的情况下对所保货物承担损失的补偿的契约。 • 2. 损失可以分为两种：全部损失和部分损失。全部损失可以进一步分为实际全损 和推定全损。部分损失可分为共同海损和单独海损。 • 3. 当船只和船上货物受到威胁时，船长为了维护船只以及船上货物的安全，故意 合理牺牲部分货物或者产生费用，即为共同海损。 • 4. 应该指出的是一切险并非如其名所示，真的包括一切风险。一切险条款不包括 由战争、罢工、动乱等造成的损坏。 • 5. 预约保单是对一系列准备投保的相似出口货物进行投保的简便方法