复旦大学：《保险学原理 Insurance》课程教学资源（学习资料）保险发展史 THE HISTORY OF INSURANCE

THE HISTORY OF INSURANCE 保险发展史 严佳 刘梦迎 付佳歆 杨瑞颀 韩蓉 杨添

THE HISTORY OF INSURANCE 保险发展史 严佳 刘梦迎 付佳歆 杨瑞颀 韩蓉 杨添

The long history of prudent reserving and risk awareness had taught insurers to act cautiously

•The long history of prudent reserving and risk awareness had taught insurers to act cautiously!

BEFORE THE BIRTH OF INSURANCE

BEFORE THE BIRTH OF INSURANCE

MANCHESTER UNITY. Risk mitigation based on FRIENDLY solidarity was widespread among guilds, trade ea associations, and village 5000000 communities SOME LIMITS

• Risk mitigation based on solidarity was widespread among guilds, trade associations, and village communities. • SOME LIMITS

From conjecture to calculation ATII CONJICT4ND 4+计43J The Pascals development Life triangle of probability expectancy theory

From conjecture to calculation Pascal’s triangle The development of probability theory Life expectancy

THE BIRTH OF MODERN INSURANCE

THE BIRTH OF MODERN INSURANCE

The age of reason for enc search e o natural er Erice develop Insurance also oNly become the eans of co ation within the economy and contribute re and more problems expressed in terms of costs and time

The age of reason • Enlightenment of the 17th and 18th centuries provided the grounds for accepting actuarial science as a rational means to conduct better business. • The search for laws, the statistical recording of natural events made the insurance develop. • Insurance also helped money become the means of communication within the economy and contributed to more and more problems being expressed in terms of costs and time

What triggered the birth? The great fire The first known of london in joint stock 1666 insurance ( 1681) The industria Insurance revolution solutions The importance of The phoenⅸx sugar (1782)

What triggered the birth? The great fire of London in 1666 The first known joint stock insurance（1681） The importance of sugar The phoenix （1782） The industrial revolution Insurance solutions

GLOBAL EXPANSION

GLOBAL EXPANSION

o It was from Britain that property and life insurance started colonising the world Because of the series of wars in Europe, growing trade, emigration, the British system was gradually adopted in most white settler colonies in the Americas. Australia and new zealand. and in south Africa ◇ ndia was to become important as a springboard for the spread of insurance into the Far east

◇It was from Britain that property and life insurance started colonising the world. ◇Because of the series of wars in Europe, growing trade, emigration, the British system was gradually adopted in most white settler colonies in the Americas, Australia and New Zealand, and in South Africa. ◇India was to become important as a springboard for the spread of insurance into the Far East